Frequently Asked Questions

It’s simple:

1. Pick the property you love.
2. Reserve it with a small deposit (your deposit is credited toward the final purchase price — it’s not an extra fee).
3. Sign the purchase contract.
4. We send everything to a trusted title/escrow company (or attorney, depending on the state) to handle the closing safely.

From there, the title company takes care of the details — they’ll check the title, issue insurance, manage the money transfer, and record your deed with the county.

A title company is a neutral third party that makes sure the sale is safe for both the buyer and the seller. Their job is to:

• Check that the seller really owns the land and that no one else has claims on it (unpaid taxes, liens, etc.).
• Provide title insurance to protect your ownership rights.
• Collect and transfer the money securely.
• Record the deed with the county so the property is officially in your name.

Think of them as the referee in the transaction — they make sure everything is fair, legal, and properly recorded

Most closings wrap up in about two weeks. Some may take a little longer depending on the title company and the state where the land is located.

If you’re paying in full:

• The title company records the deed with the county once the sale is complete.
• You’ll get a digital copy of your deed right away, and the official document will be mailed to you.

If you choose financing:

• The process works just like a cash deal at first — the title company closes the sale and records your ownership.
• Land Mercado then sets up your monthly payment plan. You’ll receive a secure link to make payments each month on your chosen due date.
• Once you’ve paid off the balance, we record a release with the county, making the land 100% yours, free and clear.

Yes! All funds (including your deposit) go through a licensed title/escrow company or closing attorney. They act as the neutral third party, making sure the deal is safe for both buyer and seller.

Yes. Every buyer gets a title insurance policy from the title/escrow company, protecting you against liens, unpaid taxes, or other title issues.

The buyer is responsible for all closing costs, which typically include:

• Notary fees
• Recording and filing fees
• Title/escrow company fees

These costs are standard in every real estate transaction and will be itemized on your settlement statement before closing so you know exactly what to expect.